What is Equity Release ?

Ashley Mortgage Services works closely with Key Retirement Solutions to provide a valuable service for its customers: independent advice on equity release.

Equity release plans allow you to release tax-free cash from your home to boost your finances in retirement. The two main types of equity release plans available are lifetime mortgages and home reversion plans.

Both types of equity release plan allow you to:

1. Safely release equity from your home
2. Spend the cash as you wish
3. Make no monthly repayments
4. Stay in your home for life

Reasons to release equity

Key Retirement Solutions is the UK's leading firm of independent financial advisers specialising in equity release.

They have helped thousands of homeowners across the UK to make the most of their finances in retirement by safely releasing equity from their homes with an equity release plan.

Many of them took the opportunity to:

1. Make some home/garden improvements
2. Buy a new car
3. Take regular holidays and short breaks
4. Treat family and friends
5. Improve or maintain their lifestyle

How to find the right equity release plan

There are currently over 40 equity release plans to choose from, and you can save your estate thousands of pounds if you choose the right one.

That's where Key can help. They search the whole equity release market on your behalf and offer award winning independent financial advice about equity release that's tailor made to your individual circumstances.

Key Retirement Solutions can help you to find out:

1. How much cash you can release
2. The type of plan suitable for you
3. How a plan will reduce the value of your estate
4. Any effect on entitlement to state benefits

Find out more about equity release with the free equity release guide written by Key Retirement Solutions or speak to a specialist equity release adviser by calling free on 0808 156 2664. Lines are open Monday to Friday from 9am-5.30pm.

Key Retirement Solutions offer a full independent advice and recommendation service for which they will charge a fee. The fee is only payable when you receive your cash and is typically 1.5% of the amount released.

If you are thinking about taking out an equity release plan, there are points to consider which you should read through carefully.

This is an equity release plan. To understand the features and risks, ask for a personalised illustration.

Ashley Mortgage Services is an Appointed Representative of The Mortgage Times Group Limited. The Mortgage Times Group Limited registered address is Devonshire House, 60 Goswell Road, London EC1M 7AD and is a company registered in England and Wales with Company number 4961796. The Mortgage Times Group Limited is authorised and regulated by the Financial Services Authority number 303007. VAT number 859179078.