Reversion Plans

With a home reversion plan you sell part or all of your home to a reversion plan company in exchange for a tax-free cash lump sum or income and a guaranteed lifetime lease with no monthly repayments to meet, or pay a peppercorn rent which may be as little as 1 pound (sterling) per year.

You stay in your home rent free for as long as you choose and are able to guarantee an inheritance to your beneficiaries. Both you and the reversion plan company share in any increase in your property's value, providing you have not exchanged 100% of its value.

Releasing cash from your home with any type of equity release plan will decrease the value of your estate and it could affect entitlement to state benefits. An adviser can talk you through all of the advantages and disadvantages.

Find out more about equity release with the free equity release guide written by Key Retirement Solutions or speak to a specialist equity release adviser by calling free on 0808 156 2664. Lines are open Monday to Friday from 9am-5.30pm.

Key Retirement Solutions offer a full independent advice and recommendation service for which they will charge a fee. The fee is only payable when you receive your cash and is typically 1.5% of the amount released.

If you are thinking about taking out an equity release plan, there are points to consider which you should read through carefully.

This is an equity release plan. To understand the features and risks, ask for a personalised illustration.

Ashley Mortgage Services is an Appointed Representative of The Mortgage Times Group Limited. The Mortgage Times Group Limited registered address is Devonshire House, 60 Goswell Road, London EC1M 7AD and is a company registered in England and Wales with Company number 4961796. The Mortgage Times Group Limited is authorised and regulated by the Financial Services Authority number 303007. VAT number 859179078.